The Personal College Savings Plan™
for Highly Compensated Executives
A customized college plan for the unique needs of highly compensated executives
As a highly compensated executive who is committed to a higher education
for your children, you have special needs. They include:
A desire for your child to have the best education possible- Lack of time to attend to your college planning needs
- Assets largely concentrated in three, somewhat inaccessible
places:
- Your home
- Your retirement plans
- Your stock options and deferred bonuses
- A healthy income that may preclude need-based financial
aid
- A need to capitalize on tax leverage
College Money is nationally recognized as a premier college financial planning firm. We have the expertise and the experience to help you develop your plan for college.
- We have helped thousands of parents solve their college problem.
- We are featured regularly in The Wall Street Journal, Fortune, The New York Times, and Investment News.
- We understand the unique issues faced by executives who will probably foot the entire bill for college.
Your exact path depends on whether you are in crisis or planning for the long-term. In either case, you need to explore all of the benefits available to you. These include:
- Creditor protection
- Tax-free growth
- Tax-free distribution
- Control of investment decisions
- Control of distribution decisions
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- Preservation of potential financial aid*
- Estate tax reduction
- Medicaid planning
- Private elementary and high school options
- Students with special needs
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*Many executives assume they won't qualify for any financial aid.
The truth is having more than one student in expensive colleges at the same time can make need-based financial aid a reality, at least in some years. These "pockets of aid" sometimes add up to thousands of dollars.
In addition, there are actually four types of financial aid…so even if need-based aid isn't available, you need to explore all options.
The Personal College Savings Plan™ for Executives in 4 Steps:
In addition to our unique step-by-step process, we incorporate our special expertise in working with highly compensated executives to factor their distinctive needs into their plan.
Step 1: The College Plan Diagnostics™
You will receive a detailed evaluation of your current college plan, expected
college costs, potential financial aid, and benefits that your family may want
to target in a college savings plan.
Step 2: The College Action Plan™
You will receive a professionally designed plan for college savings that also
helps preserve your retirement goals. It will identify the types of funding
vehicles that will provide your family's desired benefits. And your Action Plan
will give you the ability to implement on your own or with College Money's College
Investment Plan™.
Step 3: The College Investment Plan™
An effective plan must be well implemented. You will receive recommendations
on specific investment alternatives that fit your College Action Plan™. An asset
allocation model will be designed to set performance expectations for your timeline
and risk tolerance.
Step 4: The College Money Monitor™
Your annual update adjusts for changing family needs and evaluates money manger
performance. The College Plan Diagnostics™ and The College Action Plan™ are
updated and necessary changes are made to The College Investment Plan™.
College Money Can Help!
We use the proprietary tools that we have developed through 25 years of experience to help clients create each step of The Personal College Savings Plan™ for Executives.
Contact College Money to receive your free starter kit for executives and learn how we can help you.
