The Personal College Savings Plan™
A systematic approach to designing a college plan for your unique needs

If you are planning to send a child to college, you’ll need to know…

• What you can expect to pay for the desired college education
• How to save in the most appropriate way for your family
• How to build in the best benefits possible for your family
• The impact your college plans may have on your retirement
• How to monitor your plan regularly for performance and appropriateness

Some of the features you might wish to build into your savings plan include:

Creditor protection Tax-free growth Tax-free distribution Control of investment decisions Control of distribution decisions

Preservation of potential financial aid Estate tax reduction Medicaid planning Private elementary and high school options Students with special needs

The Personal College Savings Plan™ in 4 Steps:

Step 1: The College Plan Diagnostics™
You will receive a detailed evaluation of your current college plan, expected college costs, potential financial aid, and benefits that your family may want to target in a college savings plan.

Step 2: The College Action Plan™
You will receive a professionally designed plan for college savings that also helps preserve your retirement goals. It will identify the types of funding vehicles that will provide your family’s desired benefits. And your Action Plan will give you the ability to implement on your own or with College Money’s College Investment Plan™.

Step 3: The College Investment Plan™
An effective plan must be well implemented. You will receive recommendations on specific investment alternatives that fit your College Action Plan™. An asset allocation model will be designed to set performance expectations for your timeline and risk tolerance.

Step 4: The College Money Monitor™
Your annual update adjusts for changing family needs and evaluates money manger performance. The College Plan Diagnostics™ and The College Action Plan™ are updated and necessary changes are made to The College Investment Plan™.

College Money Can Help!

We use the proprietary tools that we have developed through 25 years of experience to help clients create each step of The Personal College Savings Plan™

Contact College Money to receive a free long-term savings plan starter kit and learn how we can help you.